Employee State Insurance (ESI)

The Employee State Insurance (ESI) scheme is a self-financing social security and health insurance scheme for Indian workers managed by the Employees' State Insurance Corporation (ESIC).

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Quick Facts

  • ESI is applicable to establishments with 10 or more employees (in most states)
  • Employees earning up to ₹21,000 per month are covered
  • Total contribution is 6.5% of wages (employer: 4.75%, employee: 1.75%)
  • ESI provides medical, cash, maternity, and disability benefits
  • ESIC manages the scheme under the ESI Act, 1948
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Official Resources

Disclaimer

This content is for informational purposes only and does not constitute legal advice. Laws and regulations may change. Please verify details from official government sources or consult a qualified professional.